12 Great Ways to Make Extra Money Before Christmas

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Make Extra MoneyIf you want to make extra money before Christmas, I have one thing to tell you – the holiday season will be here before you know it. I believe the holiday season presents some unique opportunities to make extra cash.

Much like there are many ways to make extra money during the summer, there are many ways to make extra money before Christmas. Some of those ways might be more on the technical/difficult side like investing in the stock market while other ways are simply more common. With the right mindset, you can take many of these opportunities and use them throughout the year and not just for the holidays.

We all know that summer is nearly over and fall is right around the corner. That means two things. First, you’re likely going to be spending money on gifts for the upcoming holiday season. Second, different opportunities to make money on the side are in abundance.

While many may be looking for ways to afford those high priced gifts, I believe there are ways to make extra money before Christmas that will help you end the season with more money – not less. So, if you want to make extra money before the Holidays,  this list will help get your creative juices flowing.

Ways to Make Extra Money Before Christmas


1. Take Surveys

You won’t get rich quick taking surveys, but they can be a nice way to get cash back or earn Amazon gift cards to use for Christmas shopping. With Swagbucks you can earn points, called SB points, that can be turned into money from taking surveys, get cash back from your normal shopping, or watch short videos, to name a few, and get cash back. You can sign up for Swagbacks here and earn an extra $5 sign-up bonus as a new member. If making money from surveys is your thing, you can also check out sites like National Consumer PanelVindale ResearchOne OpinionEarning StationSurvey JunkieVIP VoiceOpinion Outpost, ProOpinion, Opinion Outpost Canada, Mobile Xpression, Harris Poll Canada, Pinecone Research Canada and Nielsen Homescan Canada as another way to earn extra cash.

2. Yard work

You might think of yard work as a summer only activity. There can be just as much work to do in the fall/early winter as well. You can offer services like leaf raking, picking up branches or even shoveling snow as it gets closer to winter. This may be a bit more on the manual side as opposed to mowing yards, but all you need is a few tools and it can be a great way to make some extra money on the side.

3. Shop on Amazon

Swagbucks is not the only way to make money shopping online. TopCashBack is another option that allows you to earn up to 70 percent cash back through using their online shopping portal. One of the best features of TopCashBack is they pay out 8.5 percent of your overall Amazon purchase. If you do a majority of your holiday shopping through Amazon this can be a great way to make a little extra money.

4. Get a Part-Time Gig

Both my wife and I have done this in the past, but many retailers hire extra staff in the fall to help meet holiday demands. Of course, this brings up the side hustle vs. part-time job debate. I’d rather have the side gig, but if all else fails, this can be a nice way to make extra money before Christmas.

5. Open a Brokerage Account

I know, it sounds a bit odd. However, many online brokerages offer promotions – especially at the end of the year. If you want to start investing, this can be a great way to get a kickback for bringing a brokerage your business. There are many options to consider, just make sure to find one that meets your needs. You can open an account with my favorite brokerage – Motif Investing and get up to $150 cash back today! There are many brokerages to look at, so check out my online brokers page for some of my favorites.

6. Personal Shopping

I don’t know about you, but I hate shopping…especially during the Holidays. I’d much rather have a rusty railroad spike driven through my eye than to go the mall, but that’s just me. Not that I’d pay for it, but there are plenty of people like me and many of those will pay a personal shopper to do the shopping. You can arrange either a per hour or per gig price and do shopping for the individual. You’ll also want to set some sort of expectations prior to coming to an agreement, but this can be a great way to make extra money before Christmas.

7. Shop Online

If you’re like me, you hate going out shopping this time of the year and do much of it online. Why not make a little money back for what you’re already doing anyway? Similar to Swagbucks above, Inbox Dollars allows you to earn money by shopping online through their portal as well as playing games, searching the web and more. You won’t get rich quick, but can be a good way to earn a little extra money.  Join Inbox Dollars now and earn an extra $5 sign-up bonus for a new account.

8. Wrap Presents

If there is something I hate nearly as much as Christmas shopping, it’s wrapping gifts. I’m just not patient enough and I suck at it. I know I’m not the only one who feels this way and when many retailers charge at least $5 for gift wrap there is plenty of opportunity to undercut them and still make good money. I’d likely go with the per gig option as opposed to per hour in order to maximize your earning capability.

9. Start Writing

I know what you’re thinking. I’m not a trained writer so how can I make money writing? Don’t let that hold you back. There is plenty of opportunity online to write and make a decent income at it. Of course, it does take time to build up to that. However, if you’re knowledgable about a certain topic you very well may be able to make extra money at it. Check out Cat’s course to help get you started writing online.

10. Watch TV

That’s right, you can make money watching television. You won’t get rich quick, but there’s nothing wrong in earning a little extra money relaxing. With Reward TV, you can earn money and rewards to be redeemed for prizes by simply answering questions about a recent television program you’ve watched. If you watch TV, this can be a great way to monetize laziness. 😉

11. Decorate

Along the lines of the Christmas lights, you could also offer decoration services for individuals or businesses. You might need to do it through a business for the latter, but if you’re able to get a few recommendations that can really help get you started. If decorating isn’t your thing, you could always offer to clean prior to the decorators coming in and make some good money.

12.  Test free products

Businesses love to hear back from customers about the products they sell. In some cases, they monetize this effort. This is where you come in. PineCone Research pays you to take surveys or test out free products. You won’t get rich from it, but it’s a nice way to make a little extra money.

Bonus Ways to Make Extra Money Before Christmas

1. Clean Gutters

This goes with the yard work option above, but cleaning gutters can be a great way to make some extra money before the Holidays. All you need is a ladder, gloves and a few other tools and you’re good to go. Start by working in your neighborhood and let that build momentum for your side gig.

2. Get Creative

People love to send cards and other artsy things during the Holidays. If you have any graphic design skills this can be a great way to make extra money. We have a good friend who has her own graphic design business on the side and she makes a killing during the Holiday season. A website, or network of friends to use will, of course, make this easier, but there are also options like Fivrr, Etsy, Craigslist and more.

3. Be A Designated Driver

I didn’t realize this prior to writing the article, but there are companies that hire out for designated drivers. You work your own schedule and drive as little or as much as you want. We all know that most holiday parties have the booze free flowin’ so it could be a great way to make some extra money while keeping the streets safe at the same time. That’s a double bonus in my book!

4. Work Holiday Parties

I don’t know how it’s like where you live, but here in Omaha there are a ton of holiday parties during the fall and early winter. Many are in homes while many are done by different organizations. These provide different opportunities from being a server to valet parking attendant to bartender. You may have to go through a company to do this, but it can be a nice way to make some extra money prior to the holidays.

5. Be A Distributor

Have you ever wondered how those fliers get put up in coffee shops, stores and other retail locations? Those are often hung by people companies hire out to do this. With the holidays being a critical time for retailers this can be a great way to make some money on the side. I don’t have a real great way to get started on this, but get the number off the fliers and contact them to see if they have need.

6. Bake

We all know people enjoy baked goods during the fall and holidays. If you’re able to bake, which many do, then this can be a great way to make some extra money before the holidays. You can offer to do this for friends or neighbors to help save them time while they pay you to do it. Both parties are happy and you get to make extra money…not too bad in my book.

7. Hang Christmas Lights

With the holidays come Christmas lights. There are many in Omaha who pay good money to have the outside of their houses decorated, and it looks it. You may not be a professional Christmas light expert, but anyone can do it and it can be a great way to make extra money before Christmas. Look around your neighborhood for roadside signs or ads on Craigslist to get started. You can even charge a little more to come by after the holidays to take them down – double win in my book.

8. Become a virtual assistant

Just like the writing above, there are many opportunities to make money as a virtual assistant, especially at the end of year. If you have administrative skills, have technical skills or even social media skills this can be a nice way to make extra money before Christmas and throughout the year.


This is just a small sampling of the different ways you can make money before Christmas. The takeaway is to be creative and find a need that others are not meeting and you could make some decent money.

What are your favorite ways to make extra money during fall/winter? What is one holiday activity you’d hire out if cost were not an issue? How much do you hate Christmas shopping?



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  1. Unfortunately, the easiest and most lucrative way to get more Xmas present cash is just to work overtime at my 9-5. That said, if I didn’t have that as an option I’d definitely try out tutoring, particularly for standardized tests (e.g. SAT, ACT, GRE, MCAT) which I’ve found tends to pay more than standard subject tutoring.
    Taylor Lee recently posted…Do Weddings Really Cost $28,000My Profile

  2. These are all great ways to generate a little extra income, but I wouldn’t do it just so I can spend it for Christmas. I’m glad my family decided a while back that it is more important for us to get together than to give countless gifts to everyone. Instead, we pick a name out of a hat and only have to give out one gift. Everybody gets a gift and we all get together for dinner and have a nice time. Christmas has turned into this buy, buy, buy holiday and it’s robbing the fun out of it.
    Aldo @ Million Dollar Ninja recently posted…Fun Weekend, Only $6.50 Spent!My Profile

  3. Getting a part time job that is flexible, at least where I live, is pretty easy because we are in the center of a lot of retail stores. I have worked at different restaurants and stores during the holidays, and I have no complaints. It was a few hours here and there during the winter months, but the paychecks were great.
    M@MoneySmartGuides recently posted…The Round Table – September 28, 2014My Profile

    • Part time jobs are a plenty near the holidays. If you like working nights, think about UPS or Fedex. They go on a hiring tear in the holidays and your shift is about four hours.

  4. I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy.

  5. Great article!! Thanks! I used to love holiday shopping, but now with two kids (ages 2 and 1) in tow, it’s probably the worst thing ever, lol. Another idea is to work at a Christmas tree lot! I’ve had a part-time retail job over the holidays before, and while it does bring in some extra cash, I hate being in crowds all the time. This year I’m hoping to find some extra work from home to make up for the holiday spending!
    Sarah recently posted…A simple formula on net worthMy Profile


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